July 13, 2010
Can my employer retroactively charge me for insurance premuims when they forgot to charge me for 3 months?
clen0012 asked:
My employer has been forgetting to take out premium costs for our group health plan since Jan. 1st this year. They realized this was happening when we recently changed to a new plan with higher premium costs. Now they want me to retroactively pay them for the premium costs of the old insurance plan we are no longer on. Can they legally do this?
My employer has been forgetting to take out premium costs for our group health plan since Jan. 1st this year. They realized this was happening when we recently changed to a new plan with higher premium costs. Now they want me to retroactively pay them for the premium costs of the old insurance plan we are no longer on. Can they legally do this?
Comments on Can my employer retroactively charge me for insurance premuims when they forgot to charge me for 3 months?
Yes, your point?
if you are in America and do not have a written contract covering this point, yes.
of course, you can always quit before they do.
Yes they can-you were covered by the insurance so it is your responsibility to make sure it is paid. It ***** but it is legal and pretty common.
Not sure and I would hope not since you didn't have a claim right? Try asking your question in another section like legal or business. You might get more information.
Good luck!
Yes, they can.
Yes legally they can. The reason for this is that your employer is the policy holder and you have a certificate of coverage under the policy, and the employer has been paying the premiums even though they forgot to withdraw it from your check. So you have had coverage for the full time.